What payments can
I make through BillDesk?
You can make most of your recurring payments through BillDesk including
telephone bills, electricity bills, cell-phone bills, credit card
bills, depository account charges, ISP charges and others. See out
our current list of billers
and payees.
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Where is the BillDesk
service being offered?
The BillDesk service is currently available in Mumbai, Delhi, Pune,
Ahmedabad, Bangalore, Chennai and Chandigarh.
Over the next few months this service will be available in Baroda
and Hyderabad.
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How does the BillDesk service
work?
The following paragraphs briefly explain how the BillDesk service
works:
You register with BillDesk
Register at
BillDesk by filling out a few details about yourself and your bank
account. We need your bank account information to honour your instructions
at BillDesk. As soon as we receive your authorisation, you are ready
to set up your billers/payees.
You set up your biller/payee accounts
Provide your customer account information (viz consumer number,
cycle number for your electricity bill) while adding a biller or
a payee. BillDesk will verify and confirm your association with
these billers/payees so that bills can be presented to you and/or
you can make payments to them.
You make payments to your billers/payees
Each time your biller raises a bill, we would present it to you
at BillDesk. You will receive an email notifying you about the arrival
of the new bill. You can decide when to pay, how much to pay and
choose the bank account you wish to make payment from, and we'll
take care of the rest. Your payee will be set up for you to make
payments. For each such payee, instruct us by filling out the details
of the payment (viz bill number, payment amount, due date, pay on
date, etc) and we'll take care of the rest.
BillDesk processes the payment instructions
Upon successful processing of your instruction, your bank account
would be debited and the payment would be made to your biller/payee.
You receive a confirmation
BillDesk will confirm to you the successful completion of your payment.
You have online access to your bills and payments for the last twelve
months, and at your request, we will provide you with any archives
that you may wish to retrieve.
Try our guided Demo
to walk through how the BillDesk service works!
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How much does the BillDesk
service cost?
The BillDesk service is available to you free.We assure you that
you will have a completely hassle-free bill payment experience..
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How is it different
from online banking bill payment services?
Online banking is limited to an electronic checkbook service. You
don't have to sign checks, but you still have to manage the entire
bill paying process yourself. Whereas, the BillDesk service offers
you a complete solution by offering bill management services for
paying your bills online.
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Do I need to open a
new bank account to use BillDesk?
No, you can avail of the BillDesk service through your existing
bank account in the city. To operate your account through BillDesk,
you need to furnish your bank account details and provide a payment
authorisation from your bank. With this authorisation, BillDesk
can execute your payment instructions.
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Can I pay someone
else's bill?
Yes, you can pay someone else's bill through BillDesk. However,
to do so you will have to add the name of the biller/payee in your
list of billers/payees and provide the relevant account information.
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