Terms and Conditions

Welcome to BillDesk BillPay. The following are the Terms and Conditions for use of the BillDesk BillPay Service. Please read them carefully. Access to and/or use of the BillDesk BillPay Site is subject to the following rules (the "Rules") as well as all applicable laws.

By completing the registration process or by making a payment transaction, you are stating that you agree to be bound by all of these rules.

By accessing and using the BillDesk BillPay Site, you accept and agree to the Rules without limitation or qualification, and acknowledge that any other agreements you may have with BillDesk are superseded by the Rules, to the extent any conflict exists.

If you do not agree with these Rules, please do not use the BillDesk BillPay Site. The Rules may be revised by updating this posting. You are bound by such revisions and should therefore visit this page to review the current Rules from time to time. In addition, please note that the BillDesk BillPay Site has a privacy policy that applies specifically to it.


  • Definitions
  • BillDesk means IndiaIdeas.com Limited and/or its subsidiaries, affiliates and assigns

    BillDesk BillPay Service (or 'the Service') refers to the bill presentment and/or payment service and other services that may be offered from time to time by BillDesk for use by Card holders (each feature individually and collectively referred to as "the Service").

    BillDesk BillPay Site refers to https://payments.billdesk.com/pb/

    Biller refers to the person or entity who may present to the User some or all the details of the bill through the Service and/or also accepts payments made by the User through the Service.

    Business Day means Monday through Friday, excluding Banking holidays and other public holidays.

    Card means any card (whether credit card or debit card or prepaid card) issued by any Issuer (i) that is accepted By BillDesk for use under the Service (ii) which is current and valid and is issued in the name of the User or the User is lawfully authorized by a Card holder to use it.

    Due Date refers to the date by which the Biller should receive the payment of the bill.

    Issuer refer to any entity that has issued a Card of such association of which the issuer of the Card is a member and includes reference to banks or other entities that issue Cards.

    Login ID means the login identity selected by the User during registration to personalize his/her/its identification as a registeredUser. The Login ID must be used to access and use BillDesk BillPay as a registered User.

    Payment Date refers to the date the Biller actually receives the payment of the bill after due processing of the Payment Instruction set up by a User.

    Payment Instruction refers to instruction given by the User using the BillDesk BillPay Service for effecting payments to Biller.

    We, Us, Our, and BillDesk BillPay are terms, which refer to the BillDesk BillPay Service.

    You, Your and Yours refer to each person who uses BillDesk BillPay either by registering to use the Service or otherwise.

  • Use of the BillDesk BillPay Site
  • Access to and use of the BillDesk BillPay Site is subject to all applicable laws and regulations. Unless otherwise specifically indicated, you may download material displayed on the BillDesk BillPay site for personal or non-commercial use only. You may not distribute, modify, copy, publish, transmit, display, sell, license, use, reuse or create derivative works of any of the contents of or material displayed on the BillDesk BillPay Site for any public or commercial purpose without the written consent of BillDesk or any third party that BillDesk deems necessary. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from the BillDesk BillPay Site, you make and distribute for any purpose must also include these Rules. You may not access or use the BillDesk BillPay Site in any way that could or is intended to damage or impair the BillDesk BillPay Site, or any server or network underlying the BillDesk BillPay Site, or interfere with anyone else's use and enjoyment of the BillDesk BillPay Site.

  • Eligible Users
  • In order to access and use the BillDesk BillPay Service you must be an individual of at least 18 years of age who can enter into legally binding contracts under applicable law or a corporation, trust, association of persons or firm which can enter into legally binding contracts under applicable law. In case of a corporation, trust, association of persons or a firm, you must be authorized to agree to the Rules and to access, use and avail of the BillDesk BillPay Service. If you do not qualify, please do not access or use the BillDesk BillPay Service.

    If you are not a Resident Indian, you may access, use and avail of the BillDesk BillPay Service only to the extent that the laws of India and those of your country permit you to do so. Further, your use of the Service is based on the understanding and agreement that by accessing and using the Service, you may be violating the local laws in India and/or your country. You agree that you will be solely and absolutely liable for any liability incurred by you in this regard and you will indemnify BillDesk and/or any of BillDesk's service providers against any liability incurred by them in this regard.

  • BillDesk BillPay Services over the Internet
  • The BillDesk BillPay Service offers you a convenient and secure way to pay your bills over the Internet using any valid Card. Payments that you can make through this service include payments towards:

    • Telephone - landline companies
    • Telephone - cellular companies
    • Electricity companies
    • Gas Companies
    • Insurance companies
    • Charity organizations

    A list of organizations whose bills can be paid using BillDesk BillPay on the Internet is available at https://payments.billdesk.com/billerlist_vbp.htm

  • Service Use Options
  • Simply visit https://payments.billdesk.com/pb/ at any time, to pay your bills.

    BillDesk BillPay currently offers customers the following convenient ways to recharge or pay bills over the Internet:

    • Register and Pay Service:

      You can choose to register with BillDesk BillPay to pay and/or receive bills on the Internet. This allows you to:

      1. Receive electronic bill details from your Billers
      2. View your summary bill details and make a payment
      3. Pay a bill online using a Card
      4. Receive a unique identification number for each payment
      5. Receive various bill alerts and notifications

      To register for the Service, you need to complete an online registration form and set up your User account. For any other details or clarifications please visit our FAQ's section.

    • Pay right away Service:

      If you choose not to register with BillDesk BillPay Service, you can still pay your bills (on the basis of the physical bills received by you) at the BillDesk BillPay Site by using your Card. This Service option allows you to:

      1. Specify details of the bill that you wish to make a payment towards
      2. Pay the bill online using a Card
      3. Receive a unique identification number for each payment.
    • Auto Pay Service:

      This option enables you to make bill payments automatically every time a bill is generated by the Biller following a one-time setup ("Auto Pay")

      1. Setup bills you have already registered under the Register and Pay Service outlined above for Auto Pay
      2. Setup process requires you to define which Card should be debited for ongoing payments for each bill that is setup for Auto Pay. The process of defining the Card requires the completion of an authorization for an amount of INR2 which is subsequently reversed.
      3. You have the option of providing threshold above only above which an Auto Pay transaction will be processed
      4. Bills scheduled for Auto Pay can be seen on BillDesk BillPay and you may choose to cancel the payment of a particular bill by logging into BillDesk BillPay up to four calendar days before the due date.
      5. All bills scheduled for payment under Auto Pay will be processed for payment seven days prior to the due date and should the processing of the bill fail for any reason, including but not limited to, failure to authorize the payment on the Card defined for Auto Pay for that bill, you will receive an intimation from BillDesk BillPay and may choose to make the payment through alternate means.
    • Recharge Service:

      This feature enables you to recharge your mobile phone, DTH, internet access data cards after registering them on BillDesk BillPay

  • Charges and Fees
  • In order to use the Service, you must obtain access to the World Wide Web, either directly or through devices that access web-based content, and pay any service fees associated with such access. In addition, you must have all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access device.

    BillDesk BillPay reserves the right to charge and recover from the User, fees for availing the Service. As of the date hereof, BillDesk BillPay does not charge any transaction fees for availing the online bill presentment and payment service.

    A fee may apply for the Service at the discretion of BillDesk. If applicable, the BillDesk BillPay fees may be revised by from time to time as decided by BillDesk. Any such changes shall be effective from the time they are posted on to the BillDesk BillPay Site. You agree that you shall be bound by such revisions and should therefore visit the BillDesk BillPay Site to review the current fees from time to time.

    In the event that you stop or seek a reversal of the Payment Instructions as may have been submitted, BillDesk BillPay shall be entitled to charge and recover appropriate charges. You agree that you shall be liable to pay such charges to BillDesk BillPay Service as may be decided by BillDesk. These charges shall be charged on to your Card account or in any other manner as may be decided by BillDesk.

  • Service use obligations
  • In using the BillDesk BillPay Service, you agree to:

    • provide true, accurate, current and complete information about yourself ("Registration Data"), your Card details ("Payment Data"), your Biller details ("Biller Data") and
    • maintain and promptly update the Registration Data, Payment Data and Biller Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or BillDesk BillPay has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, BillDesk BillPay has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof).
  • User Account, Password and Security
  • To open a User account, you must complete the registration process. As part of such registration you must create a Login ID and a Password to facilitate subsequent access to BillDesk BillPay. Your password is intended to provide security against unauthorized access to and use of, your BillDesk BillPay account. You are responsible for maintaining the confidentiality of the Registration Data, Payment Data and Biller Data, and are fully responsible and liable for all activities that occur under your password or account. You agree to:

    • immediately notify BillDesk BillPay of any unauthorized use of your password or account or any other breach of security, and
    • ensure that you exit from your account at the end of each session.

    You agree that BillDesk BillPay is authorized to act on all instructions received when your password is used in conjunction with your Login ID. Any transaction or activity pursuant to use of your account or password shall be deemed to be your transaction or activity and BillDesk BillPay shall have no obligation to verify the authenticity of any such transaction or activity. BillDesk BillPay does not assume any responsibility and cannot and will not be liable for any loss or damage arising from your failure to comply with this Section.

    If you forget your password, you can request for a new password. On BillDesk BillPay being satisfied of your identity (which satisfaction shall be entirely at the discretion of BillDesk BillPay), BillDesk BillPay shall communicate a new password to you at the e-mail address registered by you with BillDesk BillPay. You shall be responsible for continuing to maintain this e-mail address. BillDesk BillPay shall not be liable if it declines to furnish the password by reason of it not being satisfied as to your identity.

    For your security reasons you are advised to change this new password as soon as it is received by you, and until then this password shall be deemed to be your password and you will be responsible and liable for all transactions pursuant thereto. Upon generation of the new password, BillDesk BillPay shall discontinue the use of the old password. However, you shall be responsible and liable for all transactions that are carried out by the use of the old password, till the time of discontinuation of the old password.

    Notwithstanding anything stated elsewhere in the Rules, and despite correct use of your User account and password, BillDesk BillPay shall be entitled in its sole discretion (but shall not be bound) to seek offline and/or additional written or other confirmation from you of any instruction, transaction or activity as BillDesk BillPay may deem fit.

    In addition we may issue instructions from time to time intended to ensure the security of BillDesk BillPay. You agree to comply with those instructions.

  • Payment Instructions
  • Your Payment Instruction(s) will be effected only after your proper authentication in accordance with the prescribed procedure of the BillDesk BillPay Service. BillDesk BillPay starts the processing of your Payment Instruction(s) on the basis of the Payment Data submitted by you. These Payment Instruction(s) are processed over a secure gateway for charge to your Card account

    It shall solely be your responsibility to make the payment of your bill(s) well in advance of the Bill Due Date so that BillDesk BillPay has sufficient time to process your Payment Instruction(s) on your Card and make the funds available to the relevant Biller(s) by the Payment Date. If the Payment Date happens to be after the Due Date, you shall be liable to pay the delayed/late charges and/or for all other consequences as per the then existing policy of the Biller(s). BillDesk BillPay assumes no responsibility and shall incur no liability if it is unable to effect any Payment Instruction(s) on the Payment Date owing to any one or more of the following circumstances:

    • If the Payment Instruction(s) issued by you is/are incomplete, inaccurate, invalid or delayed
    • If your Card account has insufficient funds/limits to cover for the amount as mentioned in the Payment Instruction(s)
    • If the funds linked to your Card are blocked or under any encumbrance or charge.
    • If the Card issuing bank refuses or delays honoring the Payment Instruction(s).
    • Circumstances beyond the control of BillDesk BillPay (including, but not limited to, fire, flood, earthquakes, natural disasters, bank strikes, power failures, systems failure like computer or telephone lines breakdown due to an unforeseeable cause or interference from an outside force).

    If BillDesk BillPay fails to effect the Payment Instructions on/before the Payment Date for any reason other than the reasons mentioned above and such failure is directly and solely attributable to BillDesk BillPay, then in such an event, the liability of BillDesk BillPay shall be restricted to late payment charges, if any, subject to the maximum of Rs 500/- per bill. Under no circumstances shall BillDesk and/or its/their service providers and/or any of their respective officers, directors, employees or agents be liable for any indirect, incidental, consequential or punitive damages, or for loss of profit, revenue, even if advised of the possibility of those damages except to the extent as mentioned above.

    Notwithstanding anything stated elsewhere in the Rules, BillDesk BillPay shall be entitled, in its sole and absolute discretion, to refuse to comply with all or any of your instructions without assigning any reason.

  • Authority to Charge Card Account
  • You may pay bills at BillDesk BillPay using a Card. When you initiate a bill payment transaction and/or issue a Payment Instruction and provide BillDesk BillPay with your Card details:

    • You warrant that you are fully and lawfully entitled use such Card for such transactions
    • You are responsible to ensure that the Card details provided by you are accurate
    • You are responsible that the Card is not blocked and that the funds available in the account linked to the Card are not under any encumbrance or charge.
    • You are responsible if the Card issuing bank refuses or delays honoring the Payment Instruction(s).
    • You will not hold BillDesk or any of their respective service providers responsible for any delay or inability to provide the Service due to circumstances beyond the control of BillDesk BillPay (including, but not limited to, fire, flood, earthquakes, natural disasters, bank strikes, power failures, systems failure like computer or telephone lines breakdown due to an unforeseeable cause or interference from an outside force).
  • Service Use Aspects
  • You may select to receive electronic bills from Billers available on the BillDesk BillPay Service. You may add additional Billers, or cancel a Biller, at any time by following the instructions on the BillDesk BillPay Site.

    You agree to receive bills received from your selected Billers on the BillDesk BillPay Site based on the information supplied by those Billers until:

    • You terminate a particular Biller from your list or
    • either we or you terminate your use of BillDesk BillPay Service or
    • either we or the Biller(s), terminate the Biller's participation in BillDesk BillPay.

    You understand and agree that Billers alone are responsible for the accuracy and timeliness of bills. You understand and agree that electronic presentation of bills does not alter your obligations under any agreements you have entered into with Billers.

    Using BillDesk BillPay, you may also pay bills that may not be presented on the BillDesk BillPay Site, (i.e. physical/paper bills) if the Biller accepts payments via BillDesk BillPay.

    You are responsible for correctly entering all bill and payment method information requested when paying such physical/paper bills. If this information is incorrect it may result in your physical/paper bill remaining unpaid. In that event, you will be responsible for any additional fees and charges levied by either your financial institution or Biller.

  • User Conduct
  • As a condition of your use of the Service, you warrant to BillDesk that you will not use the Service for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You agree to abide by all applicable local, state, national and international laws and regulations and are solely responsible for all acts or omissions that occur under your account or password, including the content received and payments made through the Service. By way of example, and not as a limitation, you agree not to:

    • Create a false identity for the purpose of misleading others.
    • Transmit or upload any material that contains viruses, trojan horses, worms, time bombs, cancelbots, or any other harmful or deleterious programs.
    • Interfere with or disrupt networks connected to the Service or violate the regulations, policies or procedures of such networks.
    • Attempt to gain unauthorized access to the Service, other accounts, computer systems or networks connected to the Service, through password mining or any other means.
    • Violate any applicable laws or regulations.
    • Interfere with another member's use and enjoyment of the Service or another individual's or entity's use and enjoyment of similar services.

    BillDesk BillPay has no obligation to monitor the Service or any member's use thereof or retain the content of any member session. However, BillDesk BillPay reserves the right at all times to monitor, review, retain and/or disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

  • Copyrights and Other Proprietary Rights
  • You should assume that everything on the BillDesk BillPay Site is copyrighted unless otherwise noted and that it must not be used except as provided in the Rules or with the express written consent of BillDesk or any third party BillDesk deems necessary. BillDesk neither warrants nor represents that your use of the material displayed on the BillDesk BillPay site will not infringe rights of third parties. Any product, service, program, or technology described on the BillDesk BillPay Site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by BillDesk. Any such right that is not expressly licensed herein is reserved by BillDesk.

    Images of people or places displayed on the BillDesk BillPay Site are either the property of, or used with permission by, BillDesk. Use of these images by you or other third parties is prohibited unless expressly permitted in the Rules or elsewhere on the BillDesk BillPay Site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

    Any product, service, program or technology described in any document published on the BillDesk BillPay Site may be the subject of other intellectual property rights owned by BillDesk. Any such right that is not expressly licensed hereunder is reserved by BillDesk.

  • Trademarks and Brand Names
  • The trademarks, logos and service marks, whether registered or unregistered (collectively the "Trademarks") displayed on the BillDesk BillPay Site are Trademarks of BillDesk and others. Nothing contained on the BillDesk BillPay Site should be construed as granting by implication, estoppels, or otherwise, any license or right to use any Trademark displayed on the BillDesk BillPay Site without the written permission of BillDesk or such third party that may own the Trademark. Misuse of any Trademarks, or any other content, displayed on the BillDesk BillPay Site is prohibited. BillDesk aggressively enforces its intellectual property rights, including via civil and criminal proceedings.

  • Submissions
  • Apart from your personal information, which is addressed in the Privacy Policy as available on https://payments.billdesk.com/pb/, any communication or material you send to the BillDesk BillPay Site, electronically or otherwise, including, but not limited to, data, questions, comments, suggestions, or submissions, is and will be treated as non-confidential and non-proprietary, unless otherwise stated in the Privacy Policy.

    Anything you send to the BillDesk BillPay Site may be used by BillDesk for any purpose including, but not limited to, reproduction, transmission, disclosure, publication, broadcast, and posting. By submitting material to BillDesk BillPay you irrevocably transfer and assign to BillDesk, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material. BillDesk is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to the BillDesk BillPay Site for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products and services.

    By using the BillDesk BillPay Site, you may submit, or BillDesk may gather, certain limited information about you and your usage of the BillDesk BillPay Site. Subject to the terms of the Privacy Policy, BillDesk is free to use such information for any purpose it deems appropriate.

  • No Warranties
  • The information and services provided or referenced on the BillDesk BillPay Site are provided "as is" and with all faults, and the entire risk as to satisfactory quality, performance, accuracy and effort is with the User. This means that although reasonable efforts are made to include accurate and up-to-date information on the BillDesk BillPay Site, BillDesk make no warranties or representations as to its accuracy. BillDesk makes no warranty, either express or implied, that any information or service provided or referenced by the BillDesk BillPay Site is either merchantable or accurate, that such information or service will fulfill any of your particular purposes or needs, or that such information or service does not infringe on any third party rights. BillDesk may periodically add, change, or improve any of the information, products, services, programs, and technology described on the BillDesk BillPay Site without notice. BillDesk assume no liability or responsibility for any errors or omissions in the content of the BillDesk BillPay Site.

    Notwithstanding our efforts to ensure that the BillDesk BillPay system is secure, You acknowledge that all electronic data transfers are potentially susceptible to interception by others. We cannot, and do not, warrant that data transfers utilizing BillDesk BillPay, or electronic mail transmitted to and from us, will not be monitored or read by others.

  • Limitation of Liability
  • Your use of the BillDesk BillPay Site is at your own risk. To the maximum extent allowed by law, neither BillDesk, nor any other party involved in creating, producing, or delivering the BillDesk BillPay Site or Service, will be liable for any direct, indirect, incidental, consequential, or punitive damages (including, without limitation, lost profits, cost of procuring substitute service or lost opportunity), however caused, arising out of your access to, use of, or reliance on the BillDesk BillPay Site, even if BillDesk or that any other party has been advised of the possibility of such damages. Without limiting the foregoing, BillDesk assumes no responsibility for, and will not be liable for any damages relating to or caused by any viruses which may affect your computer equipment or other property on account of your access to, use of, or downloading from, the BillDesk BillPay Site. BillDesk cannot and do not guarantee continuous, uninterrupted or secure access to the BillDesk BillPay Site.

  • Indemnification
  • You agree to indemnify and hold BillDesk, their subsidiaries, affiliates, officers, agents, co branders or other partners and employees, harmless from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party due to or arising out of your use of or conduct on the BillDesk BillPay Site or the Service.

  • Links
  • BillDesk BillPay may provide, or third parties may provide, links to other sites or resources ("Linked Sites"). BillDesk has not reviewed all of the sites that are linked to the BillDesk BillPay Site and the fact of such links does not indicate any approval or endorsement of any material contained on or transmitted from any linked site. BillDesk is not responsible for the contents of any site linked to the BillDesk BillPay Site.

    Your correspondence or business dealings with, or participation in promotions of advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such suppliers. BillDesk shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource. The links have been provided to you only as a convenience and the inclusion of any link does not imply any association of BillDesk BillPay with the operators of such sites or resources. Your connection to and use of any such linked site is at your own risk.

  • Termination
  • These Rules remain in effect until Your use of BillDesk BillPay is terminated by You or by Us. You may terminate Your use of, and participation in, BillDesk BillPay for any reason at any time. Termination must be effected by following the process set out in Our website.

    BillDesk BillPay may terminate or suspend performance of these Rules and BillDesk BillPay service for any reason at any time. We may attempt to notify You in advance, but We are not obliged to do so. BillDesk BillPay may, in its sole discretion, with or without notice, terminate Your password, account (or any part thereof) or use of or access to the Service, and may modify, remove or discard any content/ bills/ data within the Service, for any reason, including, without limitation for lack of use or if BillDesk BillPay believes that You have violated or acted inconsistently with the letter or spirit of the Rules. Further, You agree that BillDesk shall not be liable to You or any third-party for any termination of Your access to the Service.

    Termination of Your use of, or participation in, BillDesk BillPay shall not relieve You of any responsibility to pay outstanding fees or charges or other liabilities incurred prior to the date of termination. After termination You cannot make further use of BillDesk BillPay and You must make alternative payment arrangements for unpaid bills.

  • Notices, Transaction Records and Electronic disclosers
  • BillDesk BillPay may (either directly, i.e. through BillDesk or through a third party service provider, give any notice or other type of communication to you:

    • by electronic mail ("e-mail") to the e-mail address that you have registered on the BillDesk BillPay Site,
    • by making the notice available for access on the BillDesk BillPay Site, or
    • by ordinary pre-paid mail to your address registered on the BillDesk BillPay Site. Any notice given by us to you shall be deemed given:
    • at the time when an e-mail message is sent by us
    • on making the notice available for access on the BillDesk BillPay Site for display to you
    • 2 Business Days after entry of mail into the mail stream.

    You are responsible for keeping your e-mail or physical (street) address on the BillDesk BillPay Site up-to- date, if and when they change.

    BillDesk may be required to provide to you certain disclosures and notices, which are mandated by various laws and rules and transaction related notifications such as receipt of bill details, payment advices, payment return advices etc. You acknowledge and agree to receive all such disclosures and notifications electronically, which, in most cases, will be done through the Internet. If, for any reason, you do not wish to receive the disclosures electronically, you must advise BillDesk BillPay immediately. In such an event, BillDesk BillPay reserves the right to discontinue/terminate the provision of the Service to you, in whole or in part.

    BillDesk may either itself or through third party service providers, send from time to time, to you, promotional and marketing materials relating to the Service. You agree that you are acceptable to receiving such promotional and marketing materials. If, for any reason, you do not wish to receive such materials, you must advise BillDesk BillPay immediately.

    You acknowledge that the read-out, faxed, email or printed output, if any, that is generated at the time of operation of your account under the Service is a record of the operation by you. The records of BillDesk BillPay Service, generated by the transactions arising out of the use of the Service, including the time the transaction is recorded shall be conclusive proof of the genuineness and accuracy of the transaction.

    You acknowledge that the BillDesk shall have no liability or obligation to keep a record of the transactions carried through the BillDesk BillPay Service and/or to provide information to you or for verifying your Payment Instructions, other than records required to be kept or information required to be provided statutorily by BillDesk.

    You acknowledge that the BillDesk BillPay Service does not pre-screen the data presented by Biller(s) but that BillDesk BillPay Service shall have the right (but not the obligation) in its sole discretion to refuse or curtail any content/data that is available via the Service. Without limiting the foregoing, BillDesk BillPay shall have the right to remove any content/data that violates the Rules or is otherwise in violation of any contract entered into by BillDesk. You agree that you must evaluate, and bear all risks associated with, the use of any content/data, including any reliance on the accuracy, completeness, or usefulness of such content/data.

  • Additional Legal Information
  • The Laws of India shall govern the validity, construction and enforceability of these Rules in all respects. You agree to submit to the personal and exclusive jurisdiction of the courts located within Mumbai, India, to the exclusion of all other courts, as regards any claims or matters arising under these Rules. BillDesk accepts no liability whatsoever, direct or indirect for non-compliance with the laws of any country other than that of India. The mere fact that a User of the BillDesk BillPay Site is in a country other than India accesses the BillDesk BillPay Site or the Service does not imply that the laws of that country govern these Rules or the operations in the accounts of the Users of this Service. Use of the Service is unauthorized in any jurisdiction that does not give effect to all provisions of these Rules, including without limitation this paragraph.

    Any failure, delay or omission by BillDesk to enforce any of its rights under the Rules or applicable laws shall not constitute a waiver of such right. If any part of these Rules are determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. You agree to follow any applicable laws in your use of the BillDesk BillPay Site. You will abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from the BillDesk BillPay Site to or from any countries or foreign nationals in violation of such laws or regulations.

  • General Information
    • The section titles in these Rules are only for convenience and do not affect the meaning of the relative clause.
    • BillDesk may sub-contract and employ agents to carry out any of their obligations under the Service. BillDesk may transfer or assign its rights and obligations under these Rules to any other entity.
    • A printed version of these Rules and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Rules to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

    Please note that the BillDesk BillPay Service is operated by IndiaIdeas.com Limited and not the various financial institutions that issue Cards. None of the terms of any agreement between a Cardholder and the financial institution that issued his/her card has any effect on or relation to these Rules.

    Please also read the BillDesk BillPay Site Privacy Policy that is part of the Rules and which you accept. If you have any questions, comments, criticisms, or complaints about BillDesk BillPay please feel free to email us at billpay@billdesk.com.


  • Thank you for being a BillDesk BillPay customer and letting us serve you.